Motor vehicle accidents

Motor vehicle accidents

A car accident can be life altering.  Injuries and medical complications may happen immediately or develop over time.  As a result, you or a loved one can be left with permanent challenges and losses.  For instance, the experience is traumatic and that single moment could have a devastating effect on your quality of life.  In addition, the medical bills add up quickly and an inability to earn income can further complicate your plight.  You may face a complicated recovery, a complex legal system and an adversarial insurance company.  Rest assured, our experienced trial lawyers can help.  They can ensure you get the treatment you need, when you need it, and the compensation you deserve, in a timely manner.

Claims include:

  • Car accidents
  • Motorcycle accidents
  • Truck or Bus accidents
  • Pedestrian accidents
  • Bicycle accidents.

In Ontario, most car accident claims have 2 parts.

1) Accident Benefit Claim (also called a No Fault Claim) with your own insurance company

2) Tort Claim against the at fault party through their insurance company.

We can help you with BOTH.  Learn more here:

Accident benefits claims

Under Ontario law, any person injured as a result of a motor vehicle (driver, passenger or pedestrian) is entitled to no-fault accident benefits.  These benefits may include:

  • medical and rehabilitation expenses
  • attendant care expenses
  • income replacement benefits
  • caregiver benefits
  • non-earner benefits
  • housekeeping expenses

Tort claims

When you or a loved one has been injured as a result of the negligence of another person, you can claim for your losses.  These claims are usually paid by the at fault party’s insurance company.  You can claim for losses including:

  • pain and suffering
  • past and future income loss
  • loss of competitive advantage
  • past and future cost of care
  • loss of housekeeping capacity
  • loss of care, guidance and companionship

There are many rules and restrictions on motor vehicle accident claims  and the system is, unfortunately, very complicated.  Therefore, it is important to apply for benefits AS SOON AS POSSIBLE after an accident and to make sure that you apply CORRECTLY.  As a result, it is critical to get an experienced personal injury lawyer involved early to advise you of your legal rights.